I have worked full time since the age of 16 and been the head of the house since my parents divorce and then got married at age 23 and been the only one that works full time. my wife and i started saving money for a down payment a couple of months ago because we were thinking of eventually buying a home. do to the landlord needing us out sooner than expected we didnt have enough for a down payment. rent is more expensive than actually buying a home, so if we went and rented a home we would be able to save for a down payment. so i went and investigated on what were my options. i dont want to sell my goon so i took advantage of the help that was there.