tr8er Posted August 17, 2016 Report Share Posted August 17, 2016 Classic car insurance is only good for cars you barely drive. There are miles per year limits. Quote Link to comment
Lockleaf Posted August 17, 2016 Report Share Posted August 17, 2016 Own three or four. Drive them all. Stay below limits Quote Link to comment
heywier427 Posted August 17, 2016 Report Share Posted August 17, 2016 My Hagarty is no limit. I drive my diesel vw 200 miles a day :) Just have to have another car with regular insurance. And it comes with unlimited mileage towing for all of my vehicles, Hagarty or not!!! 1 Quote Link to comment
Cleopatra Jones Posted August 18, 2016 Report Share Posted August 18, 2016 Classic car insurance is only good for cars you barely drive. There are miles per year limits. What limit and who the fuck checks that anyway? It's not like they come to your house and read your mileage. I don't have a limit with Hagerty. Quote Link to comment
racerx Posted August 18, 2016 Report Share Posted August 18, 2016 Hagerty is okay with unlimited mileage provided you have multiple cars, inc. The collectible one tied in with a DD, unless u race then thats another story. Quote Link to comment
tr8er Posted August 18, 2016 Report Share Posted August 18, 2016 What limit and who the fuck checks that anyway? It's not like they come to your house and read your mileage. I don't have a limit with Hagerty. No one checks. Until you make a claim that is. Then they can quickly divide by years and say "sorry". This is my concern, not experiance speaking. 1 Quote Link to comment
heywier427 Posted August 18, 2016 Report Share Posted August 18, 2016 If you only have a datsun to daily, you might as well get a bus pass :) 1 Quote Link to comment
moparvwfreak Posted August 18, 2016 Report Share Posted August 18, 2016 someone hit my wifes BMW on monday. no note or anything. didnt do too much damage, popped the bumper out and put a small dent below the pass tail light. $900 in damage but still a pissoff. how do you miss a BRIGHT RED BMW???? Quote Link to comment
The Taterhead Posted August 18, 2016 Report Share Posted August 18, 2016 Texting 2 Quote Link to comment
Cleopatra Jones Posted August 19, 2016 Report Share Posted August 19, 2016 someone hit my wifes BMW on monday. no note or anything. didnt do too much damage, popped the bumper out and put a small dent below the pass tail light. $900 in damage but still a pissoff. how do you miss a BRIGHT RED BMW???? You mean something like this Quote Link to comment
Cleopatra Jones Posted August 19, 2016 Report Share Posted August 19, 2016 No one checks. Until you make a claim that is. Then they can quickly divide by years and say "sorry". This is my concern, not experiance speaking. That is if you're even asked for your mileage to begin with. I wasn't. 1 Quote Link to comment
angliagt Posted August 19, 2016 Report Share Posted August 19, 2016 You mean something like this It's the only red Ferrari in the street - you can't miss it. Quote Link to comment
russaroll Posted August 19, 2016 Report Share Posted August 19, 2016 "eye care" 1 Quote Link to comment
Scgreen620 Posted August 20, 2016 Report Share Posted August 20, 2016 I had State Farm. Had Stanley fixed a couple of times. They deemed him totalled but he was a salvaged car when I got him so whatever. I'm never getting rid of him no matter what the title says. He got fixed and I didn't care. Some dumb ass girl ran a stop sign and hit him. Her insurance had to pay up. If your car isn't already a salvaged title fight for them to not total it if that is a concern of yours. Make them fix it. They total cars for the dumbest things these days. I have Hagerty insurance now cause it's actually a bit cheaper AND they insure'd him for more money. Thankfully haven't had to use them. Sucks this happened to you girl. I would be livid. How much do you pay for hagerty if you do t mind me asking ... I need to get a better insurance I daily mine but I want to be covered Quote Link to comment
Cleopatra Jones Posted August 20, 2016 Report Share Posted August 20, 2016 How much do you pay for hagerty if you do t mind me asking ... I need to get a better insurance I daily mine but I want to be covered $166 for the year. It was actually cheaper the previous year. I think it went up $50. But they insure Stanley for $3500 more than State Farm did on their classic car insurance so naturally I dropped SF and got Hagerty. Quote Link to comment
racerx Posted August 21, 2016 Report Share Posted August 21, 2016 Whats ur deductible? Quote Link to comment
Scgreen620 Posted August 21, 2016 Report Share Posted August 21, 2016 $166 for the year. It was actually cheaper the previous year. I think it went up $50. But they insure Stanley for $3500 more than State Farm did on their classic car insurance so naturally I dropped SF and got Hagerty. Wth? I pay 1,000 something for mercury and it isn't full coverage ... I need to change asap Quote Link to comment
Cleopatra Jones Posted August 24, 2016 Report Share Posted August 24, 2016 Whats ur deductible? No deductible Wth? I pay 1,000 something for mercury and it isn't full coverage ... I need to change asap Good lawd son! I didn't even pay that much when I had State Farm and I had full coverage. 1 Quote Link to comment
Angela Posted September 18, 2016 Author Report Share Posted September 18, 2016 So, here's an update...after paying my $500 deductible, I ended up getting paid out about $750 & some change. State Farm was decent to work with overall but still not sure it was worth making a claim. Today I enlisted the help of a buddy who helped me pound out the damage. It came out pretty good...all things considered. My brother has a friend who's gonna quote me on doing some proper body work & a paint job on the whole car. I also just picked up a NOS (in original box) vinyl top in my wagon's original vinyl color (blue) & I'm considering having the rattle can job I did on the top stripped off and super duper treated to retard any rust development & then have the NOS vinyl top installed. I know that historically these vinyl tops were just rust magnets due to being applied to untreated, unpainted metal BUT, I love the original look. Anyone have advice on this crazy notion of mine? BEFORE PIC.... AFTER PICS... 1 Quote Link to comment
Draker Posted September 19, 2016 Report Share Posted September 19, 2016 Nice work on that dent! wow. Regarding the top.. paint it and apply the it? Not sure.. Quote Link to comment
tr8er Posted September 19, 2016 Report Share Posted September 19, 2016 I could see epoxy primer under the vinyl. Proofs in the puddin though. Whatever base you put, make sure it seals all moisture. I love the look though. I would be tempted as well. 1 Quote Link to comment
datzenmike Posted September 19, 2016 Report Share Posted September 19, 2016 Remember the landau roof of the mid '70s??? Yeah you won't find many around as they bubbled and blistered with rust under the vinyl from trapped moisture. I worked for GM in the paint shop and when one came down the line marked for the half vinyl roof the automatic over head paint spray was turned off to save paint. I would make sure the metal is double protected and sealed under it. 2 Quote Link to comment
Angela Posted September 19, 2016 Author Report Share Posted September 19, 2016 Remember the landau roof of the mid '70s??? Yeah you won't find many around as they bubbled and blistered with rust under the vinyl from trapped moisture. I worked for GM in the paint shop and when one came down the line marked for the half vinyl roof the automatic over head paint spray was turned off to save paint. I would make sure the metal is double protected and sealed under it. Yeah Mike, I remember you mentioning that fact to me before.When I 1st got my wagon it still had vinyl on just the back hatch but the rest of the top had long since baked & crumbled so the previous owner scraped it off & applied several coats of white house paint. That's why I wasn't too concerned with throwing my navy blue rattle can job on it. I was hoping that modern technology might offer more protection from trapped moisture & I might have a positive result. If anyone out there has products they'd recommend...I'd be most appreciative to hear about them. Thanks! Quote Link to comment
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